Sharaf Exchange

UsratiPay
Find your nearest branch

Enquire With Us
Welcome to the UsratiPay family!
 
UsratiPay is the most customer friendly salary card program in the UAE.  Your Money is now totally within Your control! Use the UsratiPay card with confidence in the UAE and internationally*.
 
UsratiPay also provides many practical benefits for subscribed members, including
  • SMS alerts on every transaction
  • Free emergency flight tickets
  • Free and discounted transactions
  • Deals and Discounts across 100+ brands in the UAE
  • Cashless Remittance Options
  • Cash withdrawal at any Sharaf Exchange branches
 
Card Usage Charges are as below:
 
ATM Withdrawals
  • 1st ATM withdrawal of the month – FREE anywhere in UAE
  • 2nd ATM withdrawal onwards for the month – AED 2 per transaction
  • International ATM Withdrawals – AED 15 per transaction
 
Balance Inquiry
  • Within UAE – AED 2 per transaction
  • Outside UAE – AED 5 per transaction
 
Declined Transactions
  • UAE and International – AED 2 per transaction
 
Card Reissuance in case of loss/damage
  • AED 35/- per request
 
Statements
  • AED 10/- per monthly statement
 
 
 
 
 
 
Reach us at 800-8111 or write to us at customer.care@usratipay.com
 
  * International POS and ATM transactions are available on Discover Network Acquired Stores and ATMs.
** International ATM transactions & purchases on card will be charged 2% Issuer markup on volume swiped
** International ATM withdrawal limit is set at FX equivalent of AED 200 per transaction
** All charges are exclusive of VAT and shall be charged VAT as per UAE Law.
 

Inspiring Quotes

  • "The most effective way to do it, is to do it."
    Amelia Earhart

  • "Forget about the fast lane. If you really want to fly, just harness your power to your passion."
    Oprah Winfrey

  • "Efficiency is doing the thing right. Effectiveness is doing the right thing."
    Peter Drucker

  • "Tend to the people, and they will tend to the business.”
    John Maxwell

  • The best preparation for tomorrow is doing your best today.
    H. Jackson Brown, Jr.

  • Nothing is impossible, the word itself says 'I'm possible'!
    Audrey Hepburn

  • Believe you can and you're halfway there.
    Theodore Roosevelt

  • Things work out best for those who make the best of how things work out.
    John Wooden

  • If you are willing to do more than you are paid to do, eventually you will be paid to do more than you do
    Anonymous

  • Success is no accident. It is hard work,perseverance,learning,studying, sacrifice and most of all,love of what you are doing or learning to do
    Pele

  • Success isn't always about greatness. It's about consistency. Consistent hard work leads to success. Greatness will come.
    Dwayne Johnson

  • The price of success is hard work, dedication to the job at hand and the determination that whether we win or lose we have applied the best of ourselves to the task at hand
    Vince Lombardi

Corporate Partners

Media Center

Subscribe to Newsletter

Stay informed on latest launches, Deals & Offers on SharafExchange.com

Apycom jQuery Menus